It’s one of the great paradoxes of God’s economy: If you try to hold on to all of your resources, you may not have enough. When you give some of what you have over to Him, though, you invariable end up with more than you need. So is this true of your time the way […]

Have you ever heard the First Law of Holes? It goes something like this: When you find yourself in a hole, stop digging. Perhaps you’re familiar with that old refrain. It sounds like obvious advice, but you would be amazed at how often we forget it. It’s human nature to dig ourselves into holes. Often we […]

Ignoring your little financial indiscretions now will make your life much more expensive later. Five ways that bad life decisions can lead to problems in your personal finances. The only way to be fruitful with the money God gives us is to find some hard work to do… and then dig in. Providing for our […]

You’ve seen the offers in ads for electronics stores, furniture stores and other retailers of big-ticket items:  “Ninety days same as cash!” “Buy today, and pay nothing until 2015!” “No down payments and no interest for one full year!” There are a bunch of different ways to package the idea of interest-free financing, but they all basically […]

God intends for all of His people to have plenty, but our own sin holds us back from abundance. We are all called to give, but some people are made by God to be exceptionally generous. The transforming power of God’s grace is enough to free even the most selfish heart. Good ministry requires good […]

Would you be more likely to patronize a restaurant if you knew you wouldn’t be asked to leave a tip at the end of your meal? I have to admit that I would be. If you’ve followed our articles this month, you already understand why: We’ve written about how tipping is an inherently unfair and […]

You’re not so different from the hoarders you see on TV. You know, the ones that keep their dead cats in plastic bags. Okay, maybe you are different — after all, it probably wouldn’t take a crew of professionals several days to sift through the junk in your home. But if you’ve become overly attached […]

“Eating yourself out of house and home” is usually just a figure of speech. But if your restaurant eating spending habits are out of control, you might be putting your greater financial life in danger. Restaurant purchases are one of the greatest areas of discretionary spending in Western countries today. And while there’s nothing wrong […]

Does bragging that you’re “not a payday lender” make your debt products a good deal for consumers? Not if you’re Western Sky. I saw my first Western Sky commercial on television the other day, although the service has been around for a while. Owned by a Native American, this online service offers to lend individuals […]

If you’ve decided to begin saving money for emergency situations in life, you’ve made a very wise step. But as soon as we dedicate ourselves to emergency savings, a question arises: How much is enough? There are a variety of different answers out there. Perhaps the most honest one would be “No one really knows,” […]

One of the greatest things about being an adult is having financial independence. But if you count on borrowing and debt to survive in life, you’re not really independent at all. We love to think of ourselves as independent — after all, independence is an essential part of the American spirit. And God certainly created […]

God created man to be completely free: free from sickness, free from shame, free from abuse and fear and self-doubt. But when we chose sin and selfishness instead of God’s ways, we opened the door to slavery. We became captives of sin, and the evil we brought into our lives began to rewrite our story. […]

Sometimes the best feelings that we have in life are a clue to what life is really all about. I’m often reminded of C.S. Lewis — perhaps the greatest author of the 20th century — who explained so elegantly how the human experience points our hearts and minds toward the existence of heaven. In his […]

A friendly demeanor and beautiful imagery don’t make up for the fact that Western Sky loans are for suckers. Title lenders take advantage of vulnerable people at their worst moments, often leaving them with big debt and no car.