If you’re old enough to remember “Back to the Future,” you probably know two things: First of all, time travel is entirely fictional. Secondly, if you ever could go back in time, you’d find that any change you made to the past could have dramatic and undesirable consequences “back” in the future. Thankfully, time travel is […]

Budgeting can be a pain. But in 30 Days to Financial Freedom, my new online program, the Budget Genius tool creates a customized budget for your family. All you do is answer one question a day, and you never have to do any math. You can meet the Budget Genius with this sample lesson from […]

God’s original plan for taking care of the poor can teach us a lot today. As we mature, God gives us more responsibility for our own provision. God’s provision always allows us to keep His commandments. Nasty things happen when we turn God’s blessings into selfishness.

Five ideas for bringing your restaurant habits back to reality. Enjoying extra money in the wrong ways can have a serious negative impact on your life. Regardless of the moral issue, there’s no denying that drinking is incredibly expensive.

Two drum sets stand before you, both equal in their splendor. They’re both top-of-the-line instruments, made out of the same type of materials, by two reputable manufacturers. Either one is available in a wide range of styles, configurations and colors, and each one — if properly tuned and played — is capable of producing high-quality […]

It’s time to set the record straight on the lies that our culture has told us about debt and borrowing. It’s easy to justify our borrowing by saying that everybody’s doing it. But are they? You may have heard that things like student loans are “good debt.” But is there such a thing as good […]

Five warning signs that work has outgrown its proper place in your life. Borrowing money in the present is a great way to mess up your future. If you want to win with money, make sure that time is on your side. If tithing helps us prosper with our money, will the Sabbath help us […]

Jesus’ work on the cross and triumph over the grave can give you freedom in your finances. The government promises to take care of you when you’re old, but can you really trust it? It’s easy to become a slave to money, but you don’t have to stay locked up. These three keys are the […]

This company’s slick sales pitch masks the true cost of their short-term loans, which can climb over 1000% APR. Using your credit card to get cash quickly from an ATM is a very expensive way to acquire money. Companies that offer “low monthly payments” on consumer goods are really peddling bad deals… and bad debt.

When you started your business, you probably didn’t intend to become a tax collector. But if you operate in the United States, then you are both a taxpayer and tax collector. And if you try to dodge either of those duties you could lose your business… and a whole lot more. In some ways, running […]

Generosity can benefit the giver as much — or even more — than it benefits the receiver. Late-night preachers may like to talk about prosperity, but there’s much more to the work of God than money. We’re blessed to be a blessing, and we glorify God and uplift people when we continually practice generosity.

The house you buy now can dictate your family’s decisions in the future. God intends for His people — not the government — to take care of the poor. Some credit cards promise free trips through airline frequent flier programs, but these deals don’t work for ordinary people. The way to true satisfaction in life […]

Ignoring your little financial indiscretions now will make your life much more expensive later. The only way to be fruitful with the money God gives us is to find some hard work to do… and then dig in.

Via Flickr, by user uberculture. Used under Creative Commons License. You passed the sixth grade, right? So you have pretty good handle on arithmetic. I’ve got some great news: Basic math skills are all you really need to figure up an accurate monthly budget. You add up the amount of money that comes in, subtract […]