Religion

I’m not one to pressure people into doing things — I certainly hate being pressured myself. But if you’re not looking into refinancing your home mortgage right now, you certainly should be. You may never find a better deal in the mortgage market than right now. With long-term interest rates hovering around 3%, there’s a […]

Remember that time that Starbucks closed 600 stores? The coffee giant spent much of the last decade growing to be one of the largest and most profitable food and beverage companies in the world. There was, it seemed, a Starbucks on every corner. In some cities like Vancouver, you could even find two Starbucks outlets […]

The Death Star had only one vulnerability, but attacking it in just that right place was the key to Luke Skywalker’s victory. Whether you’re a Star Wars fan or not, the rebel attack on the Empire’s space fortress can teach you a lot about how to attack your debts. Just like the evil Empire, debt […]

Your mother first noticed it when you were about 18 months old — on the playground one day, you saw another child, and his toy caught your eye. That toy looked awesome. Sure, you had a toy too. But all the sudden, your toy wasn’t enough to satisfy you.  You wanted that toy. So you walked […]

I hate to tell you this, but for your whole working life, you’ve been buying into an idea that is at best a total loser and at worst a total lie. You didn’t do anything wrong, and you didn’t have any choice in the matter. And even once you see what a bad deal it […]

It seems like a great idea: Pop your credit card into any standard ATM, and you can get hundreds of dollars of cash to use on whatever you need — cash that didn’t come from your bank account. But take a closer look, and you’ll find that credit card cash advances are a debt rip-off. […]

Even a mission from God doesn’t make debt a good idea. Read More » Don’t buy a home until you’ve paid off all your other debts. Read More » Our five most popular personal finance articles of 2013. Read More » Three holiday lessons to carry in to 2014. Read More » All that matters […]

Everyone likes to tell themselves that their debt habit isn’t that bad. Sometimes, though, the facts tell a different story. If you’re new to God, Money & Me, let me bring you up to speed quickly: We believe that all debt is a form of financial slavery. Living a lifestyle that is dependent on borrowed […]

…and… 6 The land yields its harvest;God, our God, blesses us. 7 May God bless us still, so that all the ends of the earth will fear him. God blesses us so that His “ways may be known on earth,” and His “salvation among all nations.” Later on, it says that as God continues to […]

“Thank you,” is  more  than just a social formality. Thankfulness is a virtue, and a powerful one at that. Learn to use it correctly, and it can bring you freedom from envy. Money can make slaves of us in all sorts of ways, warping our attitudes and stopping us from using our resources the way […]

If you’re facing a financial problem, and you think that borrowing money could solve that problem for you, think again: Debt only makes problems worse. Always. Debt is a bad deal in so many ways. It’s costly, it’s habit-forming and it leads you into a kind of financial and spiritual slavery. Unfortunately, our society often […]

There’s a difference between goals and dreams. Dreams tell us about the things that we’d like to do. Goals tell us how to get them done. If you dream of getting out of debt, but have struggled to achieve that reality, you’ve probably experienced this principle firsthand. Without specific plans of action and the discipline […]

If there’s someone in your family that you’d like to see less of, there’s one surefire way to ruin that relationship: Lend them money. Our families can be the greatest blessing that we ever have in this life, but they can also be the greatest burden. The key to having thriving, healthy family relationships is […]

Are your restaurant habits hindering your financial life? Restaurants are favorite targets of financial teachers and money-saving gurus, and for good reason: Eating out is almost entirely discretionary spending, and is the most expensive way to feed yourself or your family. If you’re struggling to get a grip on your financial life, it’s highly likely […]